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Top 10 personal loan affiliate programs in 2022

This post contains affiliate links, which means I will make a commission at no extra cost to you should you click through and make a purchase. This post is not meant to provide financial or legal advice. Consult your attorney before implementing anything mentioned in this blog.

Looking for personal loan affiliate programs to join in 2020? In this post I share a big list of loan affiliate programs that are perfect for individuals who may need extra cash. If you're interested in helping connect people with personal loan options in exchange for earning commissions on personal loans, keep reading.

What is a personal loan affiliate program?

Affiliate marketing is a term used to describe promoting products or services in exchange for a commission of the sale or a commission on referring a new customer to the company's website or telephone number. Many personal loan companies offer affiliate programs to people who are interested in earning commissions on referring personal loans to their readers.

Benefits of joining a personal loan affiliate program

There are many benefits to joining a personal loan affiliate program, here are three great reasons:

  1. Helping connect people with personal loan options
  2. Educating people about personal loan options
  3. Commissions on personal loans are often very high compared to other products and services

Top 10 personal loan affiliate programs for 2020

There are many personal loan affiliate programs, however in this post I'll share the top ranked affiliate programs based on search engine results. The affiliate programs listed below rank highest in the most popular search engines which is why I have included them in this list.

Mariner Finance

This program ranks highest on the biggest search engines. Here's what Mariner Finance has to say about their offer:

Mariner Finance is a Baltimore-based company that features over 450 branches in twenty-two states throughout the country with its affiliates. With a growing number of community-based branches, superior customer service remains the cornerstone of our business. We pride ourselves on helping people meet their financial needs through a variety of loan options from personal loans to automobile loans to mortgages, with a steadfast focus on exceptional service. We work with consumers to find options that are beneficial to their specific needs, which is why we are recognized as a consumer lender of choice.

Learn more about the Mariner Finance affiliate program >

Avant

This program ranks very high on search engines. Here's what Avant has to say about their affiliate offer:

Avant partners with WebBank to offer access to personal loans for middle-income borrowers that need help with things like high-interest debt, home improvement, or unexpected expenses.

Learn more about the Avant affiliate program >

Lightstream

Another high ranking program on search engines, here's what Lightstream has to say about their offer:

When your customers need financing, we can help. By providing them with links to LightStream.com, you can give them access to fixed-rate, low-interest, no-fee loans that will allow them to finance their purchases of your products and services — and you’ll also receive a commission for each funded loan that you send.

Borrowers with good to excellent credit should be rewarded with an excellent loan product. That is why we offer low-rates, no-hassle, virtually paperless loans of $5,000 to $100,000 for practically anything. Rates range from 3.49% up to 19.99%* APR with AutoPay, depending on loan purpose, term, amount and credit profile.

Learn more about the Lightstream affiliate program >

DrCredit

This is another high ranking program on search engines, here's what DrCredit has to say about their affiliate offer:

DrCredit.Com has been marketing over the Internet since 1998 and has earned a solid reputation in the Internet community as “The All In 1 Program”! We work hard to provide you with the best loan revenue producing products and personal loan programs available. We also take pride in helping you provide your customers the best online values and service available anywhere. Our program provides fast, online support for both you and your customers – we are just an email away.

Learn more about becoming an affiliate with DrCredit >

OneMain Financial

You may have heard about this company through advertisements. Here's what OneMain Financial has to say about their affiliate opportunity:

OneMain is looking for companies who are interested in becoming our affiliate partners. Our CPA-based program is designed to promote our personal loans and refer potential customers from your website to ours. Our program is based on an affiliate link and/or API integration.

Learn more about becoming an affiliate with OneMain Financial >

LendUp

This program claims to offer the best personal loan options for customers. Here's what LendUp has to say about their offer:

Why is LendUp different than other lenders? Customers first: Customers are the backbone of our business. Treating them well and retaining them is key to our success. Transparency: People applying for a payday loan with LendUp know the exact terms and repayment info before they apply. Speed: LendUp loan applications are evaluated instantly. And if your LendUp loan is submitted before 5 p.m. PT (weekdays), we’ll electronically transfer the funds to your bank account within one business day.

Learn more about becoming an affiliate with LendUp >

Next Financing

Another high ranking personal loan affiliate program on search engines. Here's what Next Financing is has to say about their affiliate program:

We are looking for like-minded Affiliates, Individual Agents and Sales Organizations, who are interested in partnering with Next-Financing.  Whether you are only interested in working with us on a single product or industry or want access to our full suite of products.  Our core products include Consumer Financing, Patient Financing, Business Loan Products and Payments…… with many more innovative and exciting products around the corner.

Learn more about the Next Financing opportunity >

Upstart

This personal loan company claims to offer loans not just based on credit score. Here's what Upstart has to say about their loans and opportunity:

Your audience is more than their credit score. Upstart’s unique model goes beyond credit score to consider education and experience. We are excited to partner with others who share our mission of increasing access to affordable credit.

Learn more about Upstart >

Nationwide Loan Consultants & Advisors

This personal loan company offers a competitive commission program for those who want to refer loans. Here's what Nationwide Loan Consultants & Advisors says about their program:

Nationwide Loan Consultants & Advisors’s Affiliate Program is one of the simplest and most effective and profitable programs within the industry. You can earn extra income or make a career out of our personal loan affiliate program. Our specialists will help you present our services to your clients and assist them in receiving funding.

Learn more by visiting their website >

Quicken Loans

Quicken Loans specializes in several personal loan options, specifically they have a focus on home mortgages. Here's what Quicken Loans says about their loan offer:

We believe simplicity makes things better for everyone. Naturally, we thought the mortgage process could use some help in that department. Get the mortgage that’s right for you. We make sure you have the details you need to get the right solution based on your needs. Know your loan’s status 24/7. We give you online tools to keep track of what we need from you, what we’re working on and what’s already done. Save time. We offer a fast, online application process, let you set your own time and place for closing, and give you the ability to manage your mortgage from your phone.

Learn more about the Quicken Loans affiliate program >

Further reading:

  • 15 places to share affiliate links
  • How to become an affiliate marketer
  • Natural & organic list of CBD oil companies: direct sales & affiliate programs
  • How I am making money blogging

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The articles on this site should not be taken as financial or legal advice. Please contact a financial or legal professional for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so they may be different now than when it was first published. Also, all the pages on MA help me pay the bills by using affiliate relationships with Amazon, Google, and others. Find out more here.

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